What are the Target® Visa® Gift Card and Target® Visa® Prepaid Card?

The Target Visa Gift Card and Target Visa Prepaid Card are prepaid cards that can be used at millions of locations within the United States where Visa debit cards or Maestro® debit cards are accepted.

Making a purchase is easy

  1. Just present your Card to the cashier

    At the time of purchase, give the Card to the cashier and sign the receipt or push "credit" on the keypad. You may also select PIN of your choice to use your Card for a debit transaction. Click here to learn more about selecting your PIN.

  2. Know your Card balance

    Know your Card balance before you shop, as merchants cannot determine the balance on your Card. If you try to purchase an item of greater value than your Card balance, your Card may be declined. You can check your Card balance online free at mybalancenow.com or by calling customer service at 1-800-698-4952. No service fees apply when calling the toll-free number.

  3. Using two forms of payment

    To purchase an item that costs more than the balance on your Card, you may be able to use a second payment method such as cash, check or another credit or debit card for the difference. Let the cashier know how much you will pay with each type of payment when you make your purchase. Not all merchants may accept two forms of payment.


TERMS AND CONDITIONS ARE APPLIED TO GIFT CARDS AND PREPAID CARDS. See Cardholder Agreement for further details.

Target Visa Gift Cards are issued by The Bancorp Bank or Target Bank pursuant to a license from Visa U.S.A. Inc. Target Visa Prepaid Cards are issued by Target Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank and Target Bank; Members FDIC. Cards are distributed and serviced by either ITC Financial Licenses, Inc. or IH Financial Licenses, Inc., depending on the location where Card is purchased. ITC Financial Licenses, Inc. is licensed as a Money Transmitter by the Banking Department of the State of New York. Cards are not redeemable for cash except where required by law. By accepting or using the Card, Cardholder agrees to be bound by the Cardholder Agreement. Cardholder agrees to notify the Issuer immediately if Card is lost, stolen or used without permission. For customer service, balance information, to clear your PIN, or to request a replacement Card, logon to this website or call 1-800-698-4952. Expired Card will be replaced upon request. Card funds never expire.

*Cards may be used in the U.S. and District of Columbia wherever Visa debit cards or Maestro® debit cards are accepted. Cards may not be used outside of the U.S. or the District of Columbia including Internet and mail or telephone order merchants outside of the U.S. or the District of Columbia.

Due to changes in applicable law, Cards purchased after March 31, 2012 may not be used for international transactions or purchases. You may use Target Visa Gift Cards and Target Visa Prepaid Cards for domestic U.S. transactions or purchases only.

Texas customers click here for information about filing complaints about our money transmission or currency exchange product or service.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding ITC Financial Licenses, Inc. at Commissioner of Financial Regulation, Attention: Consumer Services Unit, 500 North Calvert Street, Suite 402, Baltimore, Maryland 21202, phone 888-784-0136.


Copyright ©2013 |  Cardholder Agreement |  Contact Us